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Byline: Peter Ranscombe Business Reporter

A SCANNING system developed by an Edinburgh-based technology company has been used to find oil buried beneath the American state of Oklahoma.

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Oil tycoon Jim McKenny - who set up the US operations of Caithness Petroleum before buying its shale resources - led a syndicate of investors that used the imaging technology to locate the oil and now plan to develop the site.

Adrok managing director Gordon Stove expects the US success to help his company reach its target of doubling turnover this year to GBP1 million. Investors who have backed Adrok include Lonmin chairman Sir John Craven, EADS co-chairman Manfred Bischoff and London-based corporate finance firm Barchester Partners.

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Stove said: "Six companies have already signed up to use our technology in the field. They've already tested it against known hydrocarbon and mineral deposits and are now using it for exploration work."

On average, Adrok believes it can cut the cost of drilling by about 70 per cent.

The company's technology sends radio waves and microwaves down into the earth and determines the proportion of absorbed and reflected energy. Adrok can then identify and catalogue the substances below the ground, such as oil, gas or minerals.

In total, the company thinks it can save the oil and gas sector millions of pounds by using its "virtual" drilling technique.

The technique - known as atomic dielectric resonance (ADR) scanning - was developed by Stove's father, Colin, who serves as the company's chairman and scientific director.

Adrok is the third company he has set up, having sold his previous businesses to BAE and an international drilling group.

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The ADR scanner was launched commercially in 2007 following seven years of development work.

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PILGRIMS attending the Pope's Mass in Glasgow are expected to fork out four times as much as those attending his prayer vigil in London.

While organisers continued to deny that a suggested pound(s)20 donation for the Bellahouston appearance was a charge to go to Mass, it has been announced Christian Louboutin Evening Shoes the charge for his prayer vigil in London's Hyde Park has been cut to just pound(s)5.

Some 100,000 people are due at Bellahouston Park on September 16 to see Pope Benedict XVI, and they are expected to pay the pound(s)20 donation to cover transport and the cost of a pilgrim pack.

However, 130,000 pilgrims going to London will only now pay pound(s)5 instead of pound(s)10 for their pilgrim pack admission.

State visit co-ordinator Monsignor Andrew Summersgill, said the decision was made to cut the suggested contribution for those going to Hyde Park "after listening Miu Shoes to a lot of feedback".

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One would-be pilgrim who planned to go to Bellahouston but has been put off, said: "My husband and I would have to pay pound(s)40. I really do not understand why I have to pay so much more in Glasgow than those in London.

"It is supposed to be a donation, but I know and many others know that you won't get in without a pilgrim pack and you only get one when you pay."

The cost of the four-day state visit to England and Scotland is estimated at about pound(s)20 million.

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FOR 28-year-old Beverley Coupland, store manager at Coast, in Liverpool's Metquarter, figure-hugging classics and high heels create a modern but glamorous look for winter.

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How would you describe your style? I like to dress sexily but stylishly with tailored shirts and skinny jeans. I also glam up outfits with chunky jewellery, especially bangles.

Three "must-have" accessories for this season? A patent belt, a platform shoe and a good clutch bag - they're all perfect for the party season and never date.

Biggest investment piece in your current wardrobe? A tan leather jacket bought last year from All Saints. It cost about pounds 250 and I wear it mostly in the winter because it's so big and heavy - but it looks great with skinny jeans.

Favourite outfit of all time? A yellow multi-coloured dress that I wore to Ladies Day, at Aintree racecourse.

I bought it in-store at Coast and accessorised it with a purple clutch and hat. Then, I splashed out on a lovely pair of shoes from Kurt Geiger which co-ordinated perfectly.

Favourite designers? Alexander McQueen. I love his funky shoes.

Also, Roberto Cavalli's newseason dresses.

Fashion weakness? Shoes - but isn't that every girl's weakness?

Which celebrity do you think always gets it right? Cameron Diaz. She always wears classic clothes with a fun twist.

Tips for new-season style?

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Team dark shades such as grey or black with bold colours - especially purple and red.

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Sleeping The Ritz Eating Hotel Costes Plaza Paris Vendome Park Hyatt Vendome L'Avenue Natacha Dave Cafe Marly PARIS, the birthplace of couture, is the grand finale to the month-long fashion extravaganza known as "the shows".

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Among the designers showing this week are Brits such as Alexander McQueen and Stella McCartney, and long-established labels such as Chanel, Louis Vuitton (under Marc Jacobs), Chloe (under Phoebe Philo), Dior (under John Galliano) and YSL. Keep an eye out for dedicated followers of fashion such as Gwyneth Paltrow and Kylie Minogue, who loves Chanel.

Expect to see US Vogue editor Anna Wintour, Joan Burstein of Browns, Gilles Bensimon of US Elle and the fashion teams from Vanity Fair and US Vogue sashaying through these gilded doors.

15 place Vendome (00 33 1 43 16 30 70, ) Both Gaia Geddes of Harpers Queen and stylist Katie Grand stay here. "Costes is very sexy," says Geddes. All those not embarking on dangerous liaisons will be found in the bar or the restaurant, where the mashed potato (a favourite of designer Alice Temperley) is legendary.

239 rue St Honore (00 33 1 42 44 50 00, ) Designed by Ed Tuttle, this hotel has a gorgeous basement spa, as well as stylish and comfortable rooms where the team from Wallpaper* will stay.

5 rue de la Paix (00 33 1 58 71 12 34, ) British Vogue's base. "It's a new-ish, quiet, modern hotel around the corner from [design store] Colette," says Harriet Quick, Vogue's fashion features editor. "There's a great steam room in the basement."

4 rue du Mont Thabor (00 33 1 40 20 20 00, ) As part of the Costes brothers' group, L'Avenue is so "fashion" that it's practically a haute couture canteen for Dior. "Linda Evangelista and Harvey Weinstein were eating last time I was there," says Geddes.

41 avenue Montaigne (00 33 1 40 70 14 91) American in Paris Marc Jacobs is a great fan of this small bistro: "I always have a fun time," he says.

17 bis rue Campagne-Premiere (00 33 1 43 20 79 27) John Galliano, Gisele, Naomi Campbell, Tom Ford, Karl Lagerfeld and Stella McCartney love this Chinese restaurant. 12 rue de Richelieu (00 33 1 42 61 49 48) "I like eating at Cafe Marly, overlooking the Louvre," says Louise Chunn, editor of In Style. "It has simple food, a gorgeous interior and it's buzzing." It is run by the same team as Georges, which has amazing views at the top of Pompidou Centre.

Parties Others worth a nibble Bar du Plaza Athenee Angelina Palais du Louvre (00 33 1 49 26 06 60) Georges, 6th Floor, Centre Pompidou, (00 33 1 44 78 47 99) "Chez Georges is lovely and traditional," says Harriet Quick. She also recommends: Le Martel, "a relaxed restaurant/bar"; Brasserie Flo, "a wonderful, old, art nouveau brasserie"; and Cafe de Flore.

Chez Georges, 1 rue du Mail (00 33 1 42 60 07 11) Le Martel, 3 rue Martel (00 33 1 47 70 67 56) Brasserie Flo, 7 Cour de Petites- Longines Watches Ecuries (00 33 1 47 70 13 59) Cafe de Flore, 172 bd St-Germain (00 33 1 45 48 55 26) On 3 March, this bar is throwing a big party for its third birthday.

Everyone who's anyone in Paris fashion will be invited. John Galliano and Karl Lagerfeld have confirmed.

25 avenue Montaigne (00 33 1 53 67 66 00, paris.com) Originally Rumpelmeyer's, Angelina

Get the look Pop In Colette Kenzo is a luscious tearoom serving the best hot chocolate in Paris. Joan Burstein of
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Mortgage rates are climbing for Canadian home owners but experts say that we are very unlikely to have a foreclosure wave like the one that has been taking place in the United States.

Previous mortgage levels were low enough that many Canadians bought into a housing market that they can barely afford now; increased rates have resulted in many home owners paying more than 40% of their monthly income into keeping a roof over their heads Business Laptop Handbags. reducing the amount of money that they can spend on savings Cross Handbags. health Business Laptop Handbags . and nutrition.

What has worked in the past to get more Canadians into home ownership—like low interest rates and small required down payments—has also worked to cause problems for many of those home owners now that interest rates have risen. Our modern perception that everyone should strive for home ownership is also a factor that has pushed people into buying homes that they cannot comfortably afford; but our government may well be changing the way that home buying works in the future.

Finance Minister Jim Flaherty announced this past February that home buyers who are looking to purchase a home and take out a mortgage would need to not only show that they could afford to pay the current rates on a home but also afford a five-year fixed rate mortgage to prove that if prices go up Wallets Handbags . the home owners can still afford those homes. Some business experts like Ian Lee at the Sprott School of Business at Carleton University would like to see the government push even harder to protect our economy against situations like that of the US is currently experiencing. Lee would like to see the minimum down payments for homes increased so that buyers would be required to put down 10% instead of 5% so that home owners were required to have more equity in their homes right away and to make it harder for people to buy homes overall.

With interest rates on the rise Chloe Handbags. home owners should take the time to make up a monthly budget if they dont result in delinquent payments. Even the experts will tell you that an ounce of prevention now Replica Cross Body Bags. is worth a pound of cure later on.