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10 ways to protect your financial identity being used for someone elses shopping spreeBy hermes ostrich stripe 30cm BZ Riger-Hull, Certified Success Coach in-spiros.comSomeone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal hermes trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion. Here are 10 ways to protect yourself from having your financial identity used for someone elses shopping spree:1. Order your credit report once a year from each of the three credit bureaus to make sure that you are familiar with all of the reported transactions and that there isn't any unusual activity. Call (888) 5OPT-OUT to request to have your name removed from their marketing lists.2. Cancel all unused credit card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers so you can report the card number immediately if it is lost or stolen.3. Don't carry extra credit cards, your social security card or passports in the same wallet except when completely unavoidable.4. Install a locked mailbox at your office or home to keep people from snatching your mail. Don't drop paid bills in the hermes garden party tote mailbox; take them to the post office to be mailed.5. Ask your bank about its privacy policies and information practices. Find out the circumstances under which your bank would provide your account information to a third party. 6. Always save your credit card receipts to match against your monthly statement. Keep track of when your cards expire to make sure your new card arrives in the mail.7. Never have your social Security number printed on your checks. Never put your account information on the outside of an envelope or on a postcard. Give your Social Security number only when absolutely necessary. Ask if you can use another type of identifying number whenever possible. 8. Review your phone bills and cellular phone bills each moth for any unauthorized use. And compare your ATM receipts and cashed checks with your periodic bank statements to check for unauthorized transfers or charges.9. When filling out a loan or credit application, ask how the company disposes of them. When you receive one of those pre approved credit card offers in the mail make sure to cut it in small pieces before throwing it away.10. When creating passwords or Personal Identification Numbers (PIN) choose something different from your address, telephone number, middle name, the last four digits of your Social Security number, your birth date or any other information that could be easily discovered by thieves. Bonus- Always write checks using a fine point permanent marker and put a line before the written amount so that no one can add something in hermes kelly once youve written the check.Resources: Credit reporting bureaus: Eqifax- P.O. Box 740241 Atlanta GA 30374-0241. To report fraud 800-525-6285 To order a credit report 800-685-1111 To opt out of pre-approved credit offers 888-567-8688Experian- P.O. Box 2104 Allen TX 75013-2104 To report fraud or to order a credit report 888-397-3742. To opt out of pre-approved credit offers 888-567-8688Trans Union- P.O. Box 390 Springfield PA 19064-0390. To report fraud 800-680-7289. To order a credit report 800-888-4213 To opt out of pre-approved credit offers 888-567-8688Check verification companies: To verify if there are any activities on your account from fraud contact these verification companies. CheckRite- 800-766-2748 Chexsystems- 800-428-9623 National Processing Co. -800-526-5380 Telecheck- 800-710-9898Social Security Administration- To report fraud 800-269-0271 To order your earnings and benefits statement 800-772-1213 About the Author Z Riger-Hull. Author of The Soul of Success in-spiros.com For valuable free articles, mailto:A1@smartautoresponder.com Certified as a Success Coach, Four Agreements?Facilitator, & Tele-Course leader We help you communicate powerfully, reduce stress, Strategically Attract success, & increase your financial well-being. Our coaching programs and Tele-Courses give you the Tools you need to Succeed.

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10 ways to protect your financial identity being used for someone elses shopping spreeBy BZ Riger-Hull, Certified hermes handbags Success Coach in-spiros.comSomeone impersonating you could be spending your hard-earned money. Impossible! Not really, check, loan, and identity fraud are a real problem. In 2002, the federal trade commission estimated that identity fraud affected and estimated 3.3 million Americans; costing consumers $3.8 billion and business $32.9 billion. Here are 10 ways to protect yourself from having your financial identity used for someone elses shopping spree:1. Order your credit report once a year from each of the three credit bureaus to make sure that you are familiar with all of the reported transactions and that there isn't hermes belt any unusual activity. Call (888) 5OPT-OUT to request to have your name removed from their marketing lists.2. Cancel all unused credit card accounts, and make sure to keep a copy of your credit cards and the toll free contact numbers so you can report the card number immediately if it is lost or stolen.3. Don't carry extra credit cards, your social security card or passports in the same wallet except when completely unavoidable.4. Install a locked mailbox at your office or home to keep people from snatching your mail. Don't drop paid bills in the mailbox; take them to the post office to be mailed.5. Ask your bank about its privacy policies and information practices. Find out the circumstances under which your bank would provide your account information to a third party. 6. Always save your credit card receipts to match against your monthly statement. Keep track of when your cards expire to make sure your new card arrives in the mail.7. Never have your social Security number printed on your checks. Never put your account information on the outside of an envelope or on a postcard. Give your Social Security number only when absolutely necessary. Ask if birkin faux crocodile 30cm you can use another type of identifying number whenever possible. 8. Review your phone bills and cellular phone bills each moth for any unauthorized use. And compare your ATM receipts and cashed checks with your periodic bank statements to check for unauthorized transfers or charges.9. When filling out a loan or credit application, ask how the company disposes of them. When you receive one of those pre approved credit card offers in the hermes watch mail make sure to cut it in small pieces before throwing it away.10. When creating passwords or Personal Identification Numbers (PIN) choose something different from your address, telephone number, middle name, the last four digits of your Social Security number, your birth date or any other information that could be easily discovered by thieves. Bonus- Always write checks using a fine point permanent marker and put a line before the written amount so that no one can add something in once youve written the check.Resources: Credit reporting bureaus: Eqifax- P.O. Box 740241 Atlanta GA 30374-0241. To report fraud 800-525-6285 To order a credit report 800-685-1111 To opt out of pre-approved credit offers 888-567-8688Experian- P.O. Box 2104 Allen TX 75013-2104 To report fraud or to order a credit report 888-397-3742. To opt out of pre-approved credit offers 888-567-8688Trans Union- P.O. Box 390 Springfield PA 19064-0390. To report fraud 800-680-7289. To order a credit report 800-888-4213 To opt out of pre-approved credit offers 888-567-8688Check verification companies: To verify if there are any activities on your account from fraud contact these verification companies. CheckRite- 800-766-2748 Chexsystems- 800-428-9623 National Processing Co. -800-526-5380 Telecheck- 800-710-9898Social Security Administration- To report fraud 800-269-0271 To order your earnings and benefits statement 800-772-1213 About the Author Z Riger-Hull. Author of The Soul of Success in-spiros.com For valuable free articles, mailto:A1@smartautoresponder.com Certified as a Success Coach, Four Agreements?Facilitator, & Tele-Course leader We help you communicate powerfully, reduce stress, Strategically Attract success, & increase your financial well-being. Our coaching programs and Tele-Courses give you the Tools you need to Succeed.

DA
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Whether youre a new business owner or if you have been running your business for several years, one of the biggest challenges you face at one point in time or another is overwhelm and imbalance.How many nights have you dragged your weary body to bed only to lie awake for hours with nagging thoughts of what you haven't done or don't have answers to?How many of your children's' ball games and school functions were missed because you had business commitments?How many evenings did your partner spend alone because you were burning the midnight oil by speaking on the telephone or hovering over your keyboard, workbench or reference materials?Was this because you loved what you were doing so much that nothing else mattered, or was it because you felt you had to do everything alone?One of the biggest mistakes small and home-based business owners make is assuming they have to become the chief, cook and bottle washer and perform all of their related tasks flawlessly and concurrently. I know many entrepreneurs who suffered failed relationships and experienced great loss because they over-committed themselves to their businesses and let everything else important to them fall by the wayside.Many of today's most renowned entrepreneurs and success stories will tell you of losses they experienced because they didn't know how to do things right the first time or how to balance their priorities.I was one of those people.When I was building my first business in my 20's, I locked myself in my office for days on end. I would pour over books trying to learn business skills. I would be on the phone trying to drum up customers using painfully ineffective sales techniques I made up myself.I created my chart of accounts, set up my bookkeeping system and decorated my office. I made flyers and pinned them up around town. Then I went home and waited for the phone to ring while I studied my product literature and organized and created and collected endless sources of information I thought hermes jipsy gypsy were necessary for business success.My partner spent many of his evenings and weekends alone. He would make dinner. I would join him once in a while, then head back into my office.I wanted to succeed. I wanted to be my own boss and earn my own way and thought if I could invest every possible waking minute of my life to learning about business and acquiring all of the skills necessary, I would create the success and freedom I desperately sought.Unfortunately, the biggest lesson I learned was, if you lock yourself in an office for two years straight, there probably won't be anyone waiting for you when you come out. I learned that I had been completely unrealistic and selfish in my thinking. No successful businessperson has made it entirely on his or her own. If there is an exception to this statement, the success probably came at a terribly high price, and in the end, would you call that success?What is important to understand firstly, is you must have a product or service that provides significant and perceived value for the customer. What you also need to understand is you don't need to be an IT specialist, sales or marketing expert, professional copywriter, or have an accounting designation to be a successful entrepreneur (unless of course it is the service you offer!)You do, however, need to surround yourself with trusted people who are skilled and knowledgeable in the areas you aren't.It's all about creating a success team and leveraging your time so you are focusing on what is most important and on what you do best.You've probably heard this many times over, but you need to work "on" your business and not "in" it. You have the vision of where you want to take your business and the future you want to create, so don't allow yourself to get bogged down by the tasks that take you away from your big picture.I learned how to do things differently after what some may call dismal failures. (I prefer to call them valuable learning experiences.) I became wiser and put my ego on the shelf. I hermes fish stripe 30cm understood that working alone and trying to be and do everything was foolish and counterproductive. It didn't mean I was weak or lacking in any way.I learned how to create a success team and a mastermind group. I surrounded (and continue to surround) myself with mentors, coaches and people who are always a step or two ahead of me on the life and business success ladders.I have a Sales Coach who constantly challenges me to expand my thinking, and a Marketing Genius as my mentor who bestows his hermes watch infinite wisdom on me, and moves me to higher and higher levels of development and achievement. I have a mastermind group I speak with bi-weekly who share in my wins, explore ideas and opportunities with me, help me analyze results, and hold me accountable to remain in balanced action. I provide the same support for them.Surrounding yourself with people who handbags outlet are as committed to your success as you are and who not only fill the gaps, but continuously push and pull you forward is absolutely necessary if you want to achieve business success without paying a heavy price.This week, take an inventory of where you are allocating your time. Have you created a healthy balance between life and work to the point you are fulfilled in both areas?If the balance is tipped, what activities can be discontinued, delegated or leveraged to regain stability?What type of people do you need to surround yourself with to ensure smooth, continuous progress without placing the entire burden on yourself? About the Author ALaurie Hayes works with small and home-based business owners who are struggling to maintain a healthy work/life balance. To receive valuable tips, strategies and techniques designed to grow a successful business without sacrificing quality of life, subscribe to her free bi-weekly newsletter at wheretheheartis-lifecoaching.com

DA

Whether youre a new business owner or if you have been running your business for several years, one of the biggest challenges you face at one point in time or another is overwhelm and imbalance.How many nights have you dragged your weary body to bed only to lie awake for hours with nagging thoughts of what you haven't done or don't have answers to?How many of your children's' ball games and school functions were missed because you had business commitments?How many evenings did your partner spend alone because you were burning the midnight oil by speaking on the telephone or hovering over your keyboard, workbench or reference materials?Was this because you loved what you were doing so much that nothing else mattered, or was it because you felt you had to do everything alone?One of the biggest mistakes small and home-based business owners make is assuming they have to become the chief, cook and bottle washer and perform all of their related tasks flawlessly and concurrently. I know many entrepreneurs who suffered failed relationships and experienced great loss because they over-committed themselves to their businesses and let everything else important to them fall by the wayside.Many of today's most renowned entrepreneurs and success stories will tell you of losses they experienced because they didn't know how to do things right the first time or how to balance their priorities.I was birkin faux crocodile 35cm one of those people.When I was building my first business in my 20's, I locked myself in my office for days on end. I would pour over books trying to learn business skills. I would be on the phone trying to drum up customers using painfully ineffective sales techniques I made up myself.I created my chart of accounts, set up my bookkeeping system hermes wallets and decorated my office. I made flyers and pinned them up around town. Then I went home and waited for the phone to ring while I studied my product literature and organized and created and collected endless sources of information I thought were necessary for business success.My partner spent many of his evenings and weekends alone. He would make dinner. I would join him once in a while, then head back into my office.I wanted to succeed. I wanted to be my own boss and earn my own way and thought if I could invest every possible waking minute of my life to learning about business and acquiring all of the skills necessary, I would create the success and freedom I desperately sought.Unfortunately, the biggest lesson I learned was, if you lock yourself in an office for two years straight, there probably won't be anyone waiting for you when you come out. I learned that I had been completely unrealistic and selfish in my thinking. No successful businessperson has made it entirely on his or her own. If there is an exception to this statement, the success probably came at a terribly high price, and in the end, would you call that success?What is important to understand firstly, is you must have a product or service that provides significant and perceived value for the customer. What you also need to understand is you don't need to be an IT specialist, sales or marketing expert, professional copywriter, or have an accounting designation to be a successful entrepreneur (unless of course it is the service you offer!)You do, however, need to surround yourself with trusted people who are skilled and knowledgeable in the areas you aren't.It's all about creating a success team and leveraging your time so you are focusing on what is most important and on what you do best.You've probably heard this many times over, but you need to work "on" your business and not "in" it. You have the vision of where you want to take your business and the future you want to create, so don't allow yourself to get bogged down by the tasks that take you away from your big picture.I learned how to do things differently after what some may call dismal failures. (I prefer to call them valuable learning experiences.) I became wiser and put my ego on the shelf. I understood that working alone and trying to be and do everything was foolish and counterproductive. It didn't mean I was weak or lacking in any way.I learned how to create a success team and a mastermind group. I surrounded (and continue to surround) myself with mentors, coaches and people who are always a step or two ahead of me on the life and business success ladders.I have a Sales Coach who constantly challenges me to expand my thinking, and a Marketing Genius as my mentor who bestows his infinite wisdom on me, and moves me to higher and higher levels of development and achievement. I have a mastermind group I speak with bi-weekly who share in my wins, explore ideas and opportunities with me, help me analyze results, and hold me accountable to remain in balanced action. I provide the same support for them.Surrounding yourself with people who are as committed to your success as you are and who not only fill the gaps, but continuously push and pull you forward is absolutely necessary if you want to achieve business success without paying a heavy price.This week, take an inventory of where you are allocating your time. Have you created a healthy balance between life and work to the point you are fulfilled in both areas?If the balance is tipped, what activities can be discontinued, delegated or leveraged to regain stability?What type of people do you need to surround yourself with to ensure smooth, continuous progress without placing the entire burden on yourself? About the Author ALaurie Hayes works with small and home-based business owners who are struggling to maintain a healthy work/life balance. To handbags outlet receive valuable tips, strategies and techniques designed to grow a successful business without sacrificing quality of life, subscribe to her free hermes pearl stripe 35cm bi-weekly newsletter at wheretheheartis-lifecoaching.com

DA
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Davonne is the best place if you want to shop for the blinds, shutters, curtains and outdoor awnings. If you are an interior decorator, then you must opt for the Davonne in order to procure all your articles for home decorations. You are also able to find out various suggestions for home decoration design from Davonne. Outdoor awnings have become a necessity for protecting our home sweet home from a lot of natural and manmade tribulations. You can also find these from the Davonne. Awnings for outdoor windows are also available from the Davonne. Hurricane shutter look very beautiful when they are applied on the windows of a house or the cabin of your office. They protect the space from excess heat and scorching rays of sun. These hurricane shutters could be availed from the Davonne. Davonne is in the business of providing items for the decoration of european beads charms your house and office from a long period of handbags blog past twenty eight years and till date they have not received any sort of complains from their clients. Their client base is very large and their patrons are scattered around the global orb. Davonne not only manufactures the home decoration items, but also produces them. Therefore, you can find good quality products from the Davonne. Good quality products and that too at very reasonable rates prove just as an icing on a mouthwatering cake. When you purchase any article from a particular retailer, you definitely have to pay a little extra. But if you purchase directly from the manufacturer then that article would be available to you in excessively cheap rates. This is because the charges charged by the middle man are excluded from the amount of that article. And therefore, you must always stress on buying your home decoration items from the manufacturer and not from any kind of retailer or middle man. So, we can always count on the Davonne Stainless Steel Bangles as it is also a producer as well as an importer of various articles for home decoration. If you want that people consider you a smart shopper, then you must always buy products from those places from where you can get good eminence products at very levelheaded asking. And the optimum place where both the aforesaid things are possible is the Davonne. When you compare the prices of products that you buy from Davonne with any other companies that offer similar products, you will find that there is a huge difference between them. Even at some of the places the quality must be in a defoliated form. Therefore, you must always buy from the Davonne, Bangle Watches in order to ensure quality and durability of your possessed products

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